<h2>What is a Guarantee in Najem Okazjonalny</h2><p>A guarantee in Najem Okazjonalny (in Polish — <i>oświadczenie właściciela lokalu</i>) is a mandatory document confirming that the tenant has a place to move to in the event the lease agreement is terminated. This document is signed by the owner of the indicated dwelling and is attached to the Najem Okazjonalny agreement.</p><h2>Why the Guarantee is Needed</h2><p>The main purpose of the guarantee is to simplify and speed up the eviction procedure if the tenant breaches the terms of the agreement. Without this document, a Najem Okazjonalny agreement cannot be concluded, as it is one of the key legal requirements.</p><ul><li><strong>For the landlord:</strong> assurance that there is a legally confirmed address for eviction.</li><li><strong>For the tenant:</strong> transparent terms and protection from unlawful actions by the owner.</li><li><strong>For the notary:</strong> compliance with all formalities to give the agreement legal force.</li></ul><h2>What the Guarantee Looks Like</h2><p>It is a written statement by the owner of another property, which includes:</p><ol><li>Full details of the owner (full name, address, PESEL or passport details).</li><li>Confirmation of consent to the tenant’s possible residence.</li><li>The address of the property to which relocation will be possible.</li><li>The owner’s signature, notarized (in some cases).</li></ol><h2>Types of Guarantees</h2><figure class="table"><table><thead><tr><th>Type of document</th><th>Description</th><th>When to choose</th></tr></thead><tbody><tr><td>Guarantee with a specified address</td><td>The document already contains the move-out address.</td><td>If the address is known in advance.</td></tr><tr><td>Guarantee with the address added later</td><td>The address is entered after the dwelling is chosen.</td><td>If the dwelling is still being selected.</td></tr><tr><td>Notarized guarantee with address</td><td>Maximum legal strength.</td><td>For long-term leases and high-value property.</td></tr><tr><td>Notarized document with the address added later</td><td>A flexible option with notarial protection.</td><td>If the address will be determined later but protection is needed.</td></tr></tbody></table></figure><h2>How to Prepare the Guarantee</h2><ul><li>Agree with the property owner on the readiness to provide an address.</li><li>Prepare the statement form (you can obtain it from us online).</li><li>Fill out the document with all the required details.</li><li>Have it notarized if necessary.</li><li>Submit it to the notary together with the Najem Okazjonalny document package.</li></ul><h2>Frequently Asked Questions</h2><details><summary>Can the guarantee be arranged online?</summary><p>Yes, we provide the option to prepare and pay for the document online, with delivery via InPost and to your email.</p></details><details><summary>Is notarization mandatory?</summary><p>Not always, but notarization increases the document’s legal force and speeds up the lease-signing process.</p></details><details><summary>Who can provide the guarantee?</summary><p>Any property owner in Poland who agrees to the tenant’s temporary residence in the event of lease termination.</p></details><h2>Conclusion</h2><p>A guarantee in Najem Okazjonalny is a key document that provides legal protection for both parties and makes the lease agreement as transparent and safe as possible. Without it, concluding a Najem Okazjonalny agreement is impossible, so it is important to prepare it correctly.</p>

We explain what a guarantee in Najem Okazjonalny is, why it is needed, the types that exist, how to prepare it, and in which cases notarization is required.

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What Is a Guarantee in Najem Okazjonalny in Poland

<h2>What is a Guarantee in Najem Okazjonalny</h2><p>A guarantee is a mandatory attachment to a Najem Okazjonalny agreement in which the owner of another dwelling agrees to accept the tenant in the event the lease is terminated. This document confirms that the tenant has an address to move to and is an important element of the landlord’s legal protection.</p><h2>Guarantee with an address vs. without: what’s the difference</h2><p>When arranging a Najem Okazjonalny, the guarantee may include a specific address where the tenant would live if evicted, or it may omit the address (with the possibility to add it later). These two formats differ in legal implications and ease of use.</p><h2>Comparison table</h2><figure class="table"><table><thead><tr><th>Criterion</th><th>Guarantee with address</th><th>Guarantee without address</th></tr></thead><tbody><tr><td>Address specified</td><td>Yes, directly in the document</td><td>No, can be added later</td></tr><tr><td>Speed of agreement preparation</td><td>Faster — address already indicated</td><td>May be delayed until the address is added</td></tr><tr><td>Flexibility</td><td>Low — changing the address is difficult</td><td>High — you can enter the current address before notarization</td></tr><tr><td>Legal force</td><td>Maximum</td><td>Maximum after the address is entered</td></tr><tr><td>Risk of errors</td><td>Minimal</td><td>There is a risk of forgetting to add the address</td></tr></tbody></table></figure><h2>When to choose a guarantee with an address</h2><ul><li>The address is known in advance and agreed with the property owner.</li><li>No address change is planned in the near future.</li><li>You need to conclude a Najem Okazjonalny agreement quickly.</li></ul><h2>When to choose a guarantee without an address</h2><ul><li>The address is not yet agreed, or several options are being considered.</li><li>The tenant is not yet sure where they will be registered.</li><li>You want to keep flexibility while preparing the agreement.</li></ul><h2>Possible risks and how to avoid them</h2><h3>For the landlord</h3><ul><li>Ensure the address is entered in the guarantee before signing the agreement with a notary.</li><li>Keep a copy of the guarantee with the property owner’s signature.</li></ul><h3>For the tenant</h3><ul><li>Agree in advance with the property owner on using their address.</li><li>If the address is added later, make sure the guarantee form is still valid.</li></ul><h2>Frequently asked questions</h2><details><summary>Can the address be changed in a “with address” guarantee?</summary><p>Yes, but a new guarantee and the owner’s signature will be required.</p></details><details><summary>Who can provide the guarantee?</summary><p>The owner of a dwelling in Poland who agrees to accept the tenant in case of eviction.</p></details><details><summary>Is notarization of the guarantee required?</summary><p>Not always, but notarization increases the document’s legal force.</p></details><h2>Conclusion</h2><p>A guarantee with an address speeds up contract signing and reduces the risk of errors but is less flexible. A guarantee without an address offers more freedom, yet requires careful timing and data entry. The choice depends on the situation and the parties’ readiness to prepare the documents.</p>

We explain what a “with address” and “without address” guarantee means in Najem Okazjonalny in Poland, how each is prepared, their pros and cons, and which option to choose for your situation.

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What’s the Difference Between a Guarantee With an Address and Without in Najem Okazjonalny

<h2>What is a “address added later” guarantee</h2><p>A guarantee with the address added later is a document used in a Najem Okazjonalny agreement where, at the time of signing, no specific address is indicated for the tenant’s potential move-out. That address is entered later, once it becomes known. This option is often chosen when the tenant does not have a pre-agreed move-out location or it may change.</p><h2>When this option can be useful</h2><ul><li><strong>The tenant hasn’t decided yet</strong> on a future residence in case the lease is terminated.</li><li><strong>You need to conclude the agreement quickly</strong>, and the guarantor’s address cannot be confirmed yet.</li><li><strong>The guarantor is abroad</strong> and can provide the details only later.</li><li><strong>Changes are planned in the residence of relatives</strong> who will act as guarantors.</li></ul><h2>Advantages of adding the address later</h2><ul><li><strong>Flexibility</strong> — allows the contract to be signed without delays.</li><li><strong>Ability to change the address</strong> — you can indicate the most up-to-date option later.</li><li><strong>Suitable for long-term rentals</strong> where the tenant’s situation may change.</li></ul><h2>Drawbacks and risks</h2><ul><li><strong>Additional formalities</strong> — without an entered address, the document does not have full legal effect.</li><li><strong>Risk of delays</strong> — if the address isn’t added in time, eviction may become complicated.</li><li><strong>Dependence on the guarantor</strong> — their consent and presence may be required to enter the address.</li></ul><h2>Comparison: guarantee with address vs. address added later</h2><figure class="table"><table><thead><tr><th>Criterion</th><th>With address</th><th>Address added later</th></tr></thead><tbody><tr><td>Speed of contract signing</td><td>May take more time</td><td>Quick signing</td></tr><tr><td>Flexibility</td><td>Low</td><td>High</td></tr><tr><td>Legal readiness</td><td>Immediately after signing</td><td>Only after the address is entered</td></tr><tr><td>Risk of delays</td><td>Minimal</td><td>Present if the address isn’t added on time</td></tr></tbody></table></figure><h2>Frequently asked questions</h2><details><summary>Can the address be entered online?</summary><p>In most cases, personal presence before a notary is required, but options with a power of attorney and remote document delivery may be possible.</p></details><details><summary>Who can act as the guarantor?</summary><p>Any legally capable person willing to provide their address as a potential residence for the tenant; in practice, a property owner.</p></details><details><summary>Can the address be changed after it’s entered?</summary><p>Yes, but a newly notarized document will be required.</p></details><h2>Conclusion</h2><p>A “address added later” guarantee is a convenient option when it’s not possible to indicate the address immediately. It’s important to enter it as soon as possible to ensure full legal protection for both parties.</p>

We explain when it’s beneficial to arrange a guarantee with the address added later in a Najem Okazjonalny agreement: advantages, risks, and practical filing tips.

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When to Choose a Guarantee with the Address Added Later in Najem Okazjonalny

<h2>What is a personal guarantee</h2><p>A personal guarantee in a Najem Okazjonalny agreement is a document in which a third party (the guarantor) confirms that the tenant can move to the indicated address if the lease is terminated. This document is a mandatory attachment to the agreement and provides additional legal protection for the landlord.</p><h2>Key requirements for the guarantor</h2><ul><li><strong>Age of majority.</strong> The guarantor must be an adult with full legal capacity.</li><li><strong>Ownership or lawful right to the dwelling.</strong> The address indicated in the guarantee must belong to the guarantor or be lawfully occupied by them.</li><li><strong>Written consent.</strong> The guarantor signs a statement agreeing to accept the tenant if needed.</li><li><strong>Identification details.</strong> The guarantee includes full name, residential address, and an ID or PESEL number.</li></ul><h2>Forms of guarantee</h2><ol><li>Simple form — a written statement by an individual with the address indicated.</li><li>Address added later — an option when the address is not yet known at the time of signing.</li><li>Notarized guarantee — increases the document’s legal force and simplifies subsequent procedures.</li></ol><h2>Risks and the guarantor’s liability</h2><p>By signing a guarantee, the individual undertakes the obligation to actually provide the dwelling to the tenant in case of eviction. If the indicated address is invalid or false information is provided, the Najem Okazjonalny agreement may lose legal effectiveness, complicating the eviction process.</p><h2>Tips for preparing the guarantee</h2><ul><li>Agree on the wording of the guarantee in advance with a notary or lawyer.</li><li>Ensure the address in the document is valid and corresponds to the guarantor’s legal rights.</li><li>Keep copies of all documents related to the guarantee.</li><li>When in doubt, use notarization to minimize risks.</li></ul><h2>Conclusion</h2><p>A personal guarantee is a key element of Najem Okazjonalny. It protects the landlord and encourages tenant compliance, but requires careful preparation and strict adherence to formal requirements.</p>

We explain the requirements for a personal guarantee in a Najem Okazjonalny agreement: who can act as guarantor, what data are mandatory, the forms, and the risks.

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Personal Guarantee — Requirements

<h2>What is a guarantee from an organization</h2><p>In Najem Okazjonalny agreements, the guarantee is usually provided by an individual. However, in some cases, it can be provided by an organization. This means the company officially confirms the availability of an alternative address for the tenant’s move-out or assumes responsibility for compliance with the lease terms. This option is rare, but it offers several benefits to both the landlord and the tenant.</p><h2>When is an organizational guarantee used</h2><p>In practice, a company guarantee appears in specific situations:</p><ul><li><strong>Employer-provided (service) housing. The employer provides accommodation for employees and assumes obligations in case the lease is terminated.</strong><ul><li><strong>Long-term projects. If the tenant has come to Poland on a work contract, the organization may act as a guarantor of accommodation.</strong></li><li><strong>Corporate leases. When housing is rented for a group of employees or top managers.</strong></li><li><strong>Support for students and interns. Universities or educational institutions may also provide guarantees in some cases.</strong></li></ul></li></ul><h2><strong>Requirements for the guarantor organization</strong></h2><p><strong>For the guarantee to have legal force, the company must meet several criteria:</strong></p><ul><li><strong>The organization must be officially registered in Poland or in an EU member state.</strong></li><li><strong>A current extract from the register is required (KRS, CEIDG, or an equivalent document).</strong></li><li><strong>Documents must confirm the authority of the person signing the guarantee.</strong></li><li><strong>The company’s registered address must be indicated in the guarantee.</strong></li><li><strong>In some cases, the notary may request additional documents (e.g., the company’s articles/statute).</strong></li></ul><h2><strong>Advantages of an organizational guarantee</strong></h2><p><strong>For both landlord and tenant, this format offers several advantages:</strong></p><ul><li><strong>Greater reliability. A legal entity is less likely to “disappear” than a private individual.</strong></li><li><strong>Financial assurance. A company typically has resources to secure obligations.</strong></li><li><strong>Long-term relationships. Corporate leases are more often planned for years rather than months.</strong></li><li><strong>Transparency. All documents are formally certified, reducing the risk of disputes.</strong></li></ul><h2><strong>Drawbacks and risks</strong></h2><p><strong>Despite the benefits, there are specific challenges:</strong></p><ul><li><strong>Bureaucracy. Preparing the documentation package may take longer than with a personal guarantee.</strong></li><li><strong>Organizational changes. Liquidation or restructuring of the company may complicate performance of obligations.</strong></li><li><strong>Limited applicability. This format is rare and not suitable for all tenants.</strong></li></ul><h2><strong>Comparison: personal vs. organizational guarantee</strong></h2><figure class="table"><table><thead><tr><th><strong>Criterion</strong></th><th><strong>Individual</strong></th><th><strong>Organization</strong></th></tr></thead><tbody><tr><td><strong>Speed of preparation</strong></td><td><strong>Fast (1–2 days)</strong></td><td><strong>Longer (from 3 days to a week)</strong></td></tr><tr><td><strong>Reliability</strong></td><td><strong>Medium, depends on the guarantor</strong></td><td><strong>High, with a stable company</strong></td></tr><tr><td><strong>Costs</strong></td><td><strong>Minimal</strong></td><td><strong>Higher (notary + corporate documents)</strong></td></tr><tr><td><strong>Use cases</strong></td><td><strong>Common, most frequent</strong></td><td><strong>Rare, specific cases</strong></td></tr></tbody></table></figure><h2><strong>When an organizational guarantee is advantageous</strong></h2><p><strong>This format is suitable if:</strong></p><ul><li><strong>Housing is rented for company employees.</strong></li><li><strong>The lease is long-term (one year or more).</strong></li><li><strong>The tenant has no relatives or acquaintances in Poland who can provide a personal guarantee.</strong></li><li><strong>The landlord wants to minimize financial risks as much as possible.</strong></li></ul><h2><strong>Conclusion</strong></h2><p><strong>An organizational guarantee is a rare but effective tool that provides a high level of protection for the landlord and convenience for the tenant. Despite the bureaucracy and added costs, it is often the optimal choice for corporate and long-term leases.</strong></p>

We explain the cases when a company can provide a guarantee in Najem Okazjonalny: requirements, advantages, and risks for both landlord and tenant.

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Guarantee from an Organization in Najem Okazjonalny: When It Applies

<h2>Why a notary is mandatory for Najem Okazjonalny</h2><p>Najem Okazjonalny is a special type of rental agreement in Poland where the notary plays a crucial role. According to the Act on the Protection of Tenants’ Rights, the agreement becomes legally binding only after being certified by a notary. The notary not only authenticates signatures but also prepares the required statements from the tenant and the owner of the backup property.</p><h2>Main functions of the notary in Najem Okazjonalny</h2><ol><li><strong>Identity verification</strong> — the notary checks passports or residence cards and ensures the legal capacity of the parties.</li><li><strong>Certification of the rental agreement</strong> — Najem Okazjonalny is signed in the presence of a notary and gains official legal status.</li><li><strong>Preparation of the Tenant’s Statement (Oświadczenie Najemcy)</strong> — a notarial declaration by the tenant to voluntarily vacate the premises after the agreement ends.</li><li><strong>Verification of the backup property ownership</strong> — the notary requires documents confirming the ownership rights of the person agreeing to host the tenant in case of eviction.</li><li><strong>Legal advice</strong> — the notary explains the rights and obligations of both parties under the agreement.</li></ol><h2>Documents provided to the notary</h2><ul><li>Passports or residence cards of all parties.</li><li>The text of the Najem Okazjonalny agreement.</li><li>The Tenant’s Statement (Oświadczenie Najemcy).</li><li>The backup property owner’s consent (Oświadczenie właściciela lokalu).</li><li>An excerpt from the land and mortgage register (księga wieczysta) or a notarial deed confirming ownership.</li></ul><h2>Table: the role of the notary in the process</h2><figure class="table"><table><thead><tr><th>Stage</th><th>Notary’s actions</th><th>Purpose</th></tr></thead><tbody><tr><td>Document verification</td><td>Checks identities, verifies property rights</td><td>Prevents fraud and forgery</td></tr><tr><td>Agreement signing</td><td>Authenticates the parties’ signatures</td><td>Gives the agreement legal force</td></tr><tr><td>Statement preparation</td><td>Drafts and certifies the Tenant’s Statement</td><td>Facilitates eviction after the agreement ends</td></tr><tr><td>Archiving</td><td>Keeps a copy of the agreement</td><td>Ensures access in case of a dispute</td></tr></tbody></table></figure><h2>Notary service cost</h2><p>The cost of arranging Najem Okazjonalny depends on the region and scope of work but typically ranges from <strong>200 to 500 PLN</strong>. This includes agreement certification, statement preparation, and legal consultation.</p><h2>How the notary helps in disputes</h2><p>If a conflict arises between the landlord and the tenant, notarially certified documents greatly simplify eviction through the court. A bailiff can act faster since all necessary statements are already prepared and legally binding.</p><h2>Frequently Asked Questions</h2><details><summary>Can Najem Okazjonalny be concluded without a notary?</summary><p>No. Without notarial certification, the agreement loses its Najem Okazjonalny status and is treated as a regular lease.</p></details><details><summary>Who pays for the notary?</summary><p>The law does not regulate this — it is agreed between the parties. In practice, the cost is often split equally.</p></details><details><summary>Can any notary prepare it?</summary><p>Yes, any licensed notary in Poland can prepare a Najem Okazjonalny agreement.</p></details><h2>Conclusion</h2><p>The role of the notary in Najem Okazjonalny is essential: they ensure the legality of the transaction, make eviction easier, and protect the interests of both parties. Skipping notarial certification is not worth the risk, as it is a guarantee of legal security.</p>

Explaining why a notary is crucial in Najem Okazjonalny, what documents they prepare, the costs involved, and how the procedure works.

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The Role of a Notary in Najem Okazjonalny

<h2>Contract Form</h2><p>A Najem Okazjonalny lease must be executed before a notary public to have full legal effect.</p><h2>Required Documents</h2><ul><li>Notarized lease agreement.</li><li>Written tenant statement agreeing to vacate the premises if the contract is terminated.</li><li>Address of an alternative property where the tenant will move in case of termination.</li><li>Consent from the owner of the alternative property to accept the tenant.</li></ul><h2>Other Conditions</h2><ul><li>The agreement must be for a fixed term.</li><li>Registration of the contract with the tax office.</li></ul><h2>Conclusion</h2><p>Meeting these requirements is essential for the lease to be recognized as Najem Okazjonalny and to give the landlord full legal protection.</p>

Find out the key legal requirements for a Najem Okazjonalny lease in Poland: notarization, required documents, and essential conditions.

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Mandatory Requirements for Najem Okazjonalny

<h2>Can Najem Okazjonalny Be Terminated Early</h2><p>Najem Okazjonalny is a special type of rental agreement in Poland, signed before a notary and providing for a simplified eviction process. Despite having a fixed term, the parties sometimes wish to end the agreement earlier. Let’s look at when this is possible, how to proceed, and what the consequences might be for both the tenant and the landlord.</p><h2>General Rules of Termination</h2><p>Early termination of Najem Okazjonalny is only possible in cases provided for in the agreement or by law. Unlike standard rentals, where the parties may terminate with a certain notice period, Najem Okazjonalny requires strict compliance with the conditions agreed upon at signing.</p><h2>Grounds for Early Termination</h2><ol><li><strong>Mutual Agreement</strong> — the landlord and tenant may agree in writing to end the tenancy early.</li><li><strong>Breach of Contract</strong> — e.g., non-payment of rent, property damage, using the premises for non-residential purposes.</li><li><strong>Contractual Clauses</strong> — the agreement may specify particular reasons for termination (e.g., sale of the property).</li><li><strong>Force Majeure</strong> — circumstances making the contract impossible to perform (fire, accident, property uninhabitable).</li></ol><h2>Early Termination Procedure</h2><ul><li>Check the agreement for the termination clause.</li><li>Prepare a written notice stating the reason and move-out date.</li><li>Deliver the notice to the other party (preferably by registered mail or in person with acknowledgment).</li><li>Prepare a handover protocol and sign a termination agreement.</li></ul><h2>Consequences for the Tenant</h2><p>If the tenant terminates without valid grounds, they may lose their security deposit or be required to compensate the landlord for losses. In case of breach, the landlord may initiate eviction based on the notarial declaration.</p><h2>Consequences for the Landlord</h2><p>If the landlord terminates without valid grounds, they may have to reimburse the tenant for relocation costs and damages, and may face legal disputes.</p><h2>How to Minimize Risks</h2><ul><li>Include a clear list of early termination grounds in the agreement.</li><li>Keep all rental-related documents and correspondence.</li><li>Aim for amicable resolutions to avoid legal costs.</li></ul><h2>Table: Who Can Terminate Najem Okazjonalny Early and When</h2><figure class="table"><table><thead><tr><th>Party</th><th>Grounds</th><th>Required Actions</th></tr></thead><tbody><tr><td>Tenant</td><td>Mutual Agreement</td><td>Written agreement and return of keys</td></tr><tr><td>Tenant</td><td>Breach by Landlord</td><td>Notice and evidence of breach</td></tr><tr><td>Landlord</td><td>Non-payment of Rent</td><td>Written notice, initiate eviction</td></tr><tr><td>Landlord</td><td>Property Damage</td><td>Damage report and notice</td></tr></tbody></table></figure><h2>Conclusion</h2><p>Early termination of Najem Okazjonalny is possible but requires clear grounds and proper documentation. The best approach is to define the conditions in the agreement beforehand and, if possible, resolve issues amicably to avoid court disputes.</p>

Explains when and how a Najem Okazjonalny lease in Poland can be ended before the agreed term and the legal procedure involved.

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Can a Najem Okazjonalny Be Terminated Early?

<h2>Difference Between Najem Okazjonalny and Najem Instytucjonalny</h2><p>In Poland, there are several types of rental agreements regulated by law: <strong>Najem Okazjonalny</strong> (occasional lease) and <strong>Najem Instytucjonalny</strong> (institutional lease). Both are signed before a notary and allow for a simplified eviction procedure, but they have different conditions, limitations, and target groups.</p><h2>Short definitions</h2><ul><li><strong>Najem Okazjonalny</strong> — a rental form for private individuals renting property outside business activity. Can be signed for up to 10 years.</li><li><strong>Najem Instytucjonalny</strong> — a rental form for entrepreneurs (companies or sole traders) engaged in rental activity. Can be signed for any period.</li></ul><h2>Key differences</h2><figure class="table"><table><thead><tr><th>Criteria</th><th>Najem Okazjonalny</th><th>Najem Instytucjonalny</th></tr></thead><tbody><tr><td>Who can rent out</td><td>Only private individuals not running a rental business</td><td>Registered companies and entrepreneurs</td></tr><tr><td>Who can rent</td><td>Private individuals for residential use</td><td>Private individuals (usually for residential use, but exceptions exist)</td></tr><tr><td>Maximum term</td><td>Up to 10 years</td><td>No limit</td></tr><tr><td>Mandatory relocation address</td><td>Required with owner’s consent</td><td>Not required</td></tr><tr><td>Tenant’s notarial statement</td><td>Mandatory</td><td>Mandatory but simplified</td></tr><tr><td>Deposit</td><td>Up to 6 months’ rent</td><td>Up to 6 months’ rent (can be higher)</td></tr><tr><td>Eviction procedure</td><td>Simplified, with relocation address</td><td>Simplified, without relocation address</td></tr></tbody></table></figure><h2>Pros and cons of Najem Okazjonalny</h2><ul><li><strong>Pros:</strong> higher trust from landlord, fixed terms, protection from sudden changes.</li><li><strong>Cons:</strong> requires relocation address, notary costs, less flexibility for tenant.</li></ul><h2>Pros and cons of Najem Instytucjonalny</h2><ul><li><strong>Pros:</strong> no relocation address required, suitable for long-term rental, clear legal framework.</li><li><strong>Cons:</strong> mainly used by companies, often stricter terms, possibly higher deposit.</li></ul><h2>When to choose Najem Okazjonalny</h2><ul><li>When the landlord is a private person.</li><li>When a fixed-term contract up to 10 years is needed.</li><li>When tenant can provide relocation address.</li></ul><h2>When to choose Najem Instytucjonalny</h2><ul><li>When the landlord is a company or entrepreneur.</li><li>When rental is planned for more than 10 years.</li><li>When providing a relocation address is not possible.</li></ul><h2>Conclusion</h2><p><strong>Najem Okazjonalny</strong> and <strong>Najem Instytucjonalny</strong> both offer simplified protection for landlords but differ in purpose and requirements. The choice depends on landlord status, rental duration, and willingness to meet formal conditions.</p>

Explains the main differences between Najem Okazjonalny and Najem Instytucjonalny in Poland: who can use them, how they are concluded, and the protection they offer.

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Difference Between Najem Okazjonalny and Najem Instytucjonalny

<h2>In Which Polish Cities Najem Okazjonalny Is Most Commonly Used</h2><p>Najem Okazjonalny is a special type of residential lease agreement in Poland, signed before a notary and providing a simplified eviction process for the tenant. This format is particularly popular among landlords who want to protect their property and minimize legal risks. However, its use largely depends on the region and the specifics of the real estate market.</p><h2>Why Popularity Varies by City</h2><ul><li><strong>Rental price levels</strong> — in expensive cities, landlords more often choose Najem Okazjonalny to reduce the risk of non-payment.</li><li><strong>Share of tenants</strong> — in areas with higher rental demand, this type of agreement is more common.</li><li><strong>Presence of students and temporary workers</strong> — cities with universities and large companies use this format more actively.</li><li><strong>Difficulty finding reliable tenants</strong> — in large metropolitan areas, landlords prefer formalized arrangements.</li></ul><h2>Top Cities Where Najem Okazjonalny Is Most Common</h2><figure class="table"><table><thead><tr><th>City</th><th>Reasons for Popularity</th></tr></thead><tbody><tr><td>Warsaw</td><td>High property prices, large inflow of migrants and students, developed rental market</td></tr><tr><td>Kraków</td><td>Major academic center, tourist traffic, active real estate investments</td></tr><tr><td>Wrocław</td><td>IT hub, international companies, large number of foreign workers</td></tr><tr><td>Poznań</td><td>Student city, stable demand for long-term rentals</td></tr><tr><td>Gdańsk / Tricity</td><td>Tourist region with a developed seasonal and year-round rental market</td></tr></tbody></table></figure><h2>Where Najem Okazjonalny Is Less Common</h2><p>In smaller towns and rural areas, this type of lease is less common due to lower rental prices and the tendency for parties to rely on informal verbal agreements. In areas with a small rental market, landlords often avoid notarial formalities.</p><h2>Trends for 2025</h2><ul><li>Growth in the use of Najem Okazjonalny in medium-sized cities where housing prices are rising.</li><li>More deals in suburban areas of major cities due to improved transport infrastructure.</li><li>Increased use in regions with a high number of IT professionals and relocated workers.</li></ul><h2>Conclusion</h2><p>Najem Okazjonalny is most common in Poland's major cities with active rental markets, high demand, and significant risks for landlords. Warsaw, Kraków, Wrocław, Poznań, and Gdańsk are the leaders in the number of such agreements. In the future, the format is expected to expand to medium-sized cities as well.</p>

We analyze in which Polish cities Najem Okazjonalny is most frequently used — mainly in large urban centers where landlords seek strong legal protection.

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In Which Polish Cities Is Najem Okazjonalny Most Common?

<p>Welcome to the Najem Okazjonalny blog! Here we share practical information about occasional lease, obtaining a tenancy guarantee, notary services, and safe property rental in Poland. You will find tips, step-by-step guides, and the latest updates to make renting simple and risk-free.</p>

Najem Okazjonalny Blog — all about guarantees and property rental