Can you rent without a guarantor statement?

Can you rent without a guarantor statement

In Poland the guarantor statement is crucial for Najem Okazjonalny. It confirms the tenant has an address to move to if the lease is terminated. Many ask: is it possible to rent without such a statement and just sign a regular lease? Here’s when that’s possible, the risks involved, and viable alternatives.

Why the guarantor statement is needed

• Legal protection for the landlord. It ensures the tenant won’t be “impossible to evict.”
• Contract enforcement. The tenant must vacate if they breach the terms.
• Faster eviction procedure. With the statement, court proceedings are shorter.

When you can rent without it

1. Standard lease (Umowa Najmu). No guarantor statement is required — a written contract is enough.
2. Direct deal with a private owner. Some owners, especially less experienced, agree to rent without it.
3. Short-term rentals. For a few months, a guarantor statement is usually not used.

Risks of renting without a guarantor statement

Alternatives to the guarantor statement

• Higher security deposit. Some owners accept a larger deposit instead.
• Employer letter. For foreigners and students, proof of income or an employer’s letter helps.
• Standard lease (Umowa Najmu). A regular contract without a notary and without a guarantor statement.

Tips for tenants

• If the owner insists on a guarantor, ask whether a higher deposit can replace it.
• Always check the contract: sometimes owners call a regular deposit a “guarantor.”
• For Najem Okazjonalny the guarantor statement is mandatory — without it the lease loses its legal effect as this type.
• Don’t pay any advance if terms aren’t clear.

FAQ

Conclusion

Renting without a guarantor statement is possible only with a standard lease. For Najem Okazjonalny it’s mandatory; without it the agreement has no legal effect as that form. Prepare the statement in advance or negotiate alternatives (deposit, proof of income) to avoid rejections.