How to Avoid Fraud in Najem Okazjonalny

How to Avoid Fraud in Najem Okazjonalny

The Najem Okazjonalny framework is meant to protect both landlords and tenants. In practice, however, scams do occur — from fake guarantees to forged contracts and unlawful conduct by bad-faith landlords or tenants. To avoid becoming a victim, know the key risks and follow basic safety rules.

Main types of fraud

• Fake guarantees. Using non-existent guarantors or fabricated addresses.
• Forged contracts. Presenting a lease without notarial elements as Najem Okazjonalny.
• Unlawful deposit withholding. Landlord tries to keep the deposit citing bogus damage.
• Double letting. The same flat rented to multiple tenants at once.
• Unauthorised changes to terms. Unilateral rent increases or new restrictions.

How to verify the contract

1. Check for notarial form. Najem Okazjonalny without a notary is just a standard lease.
2. Verify the guarantee. It must contain real guarantor data and a genuine address.
3. Request the owner’s consent. If a different property is indicated, obtain the owner’s written consent.
4. Cross-check all data. IDs of the parties and addresses must match the originals.
5. Use official templates. Avoid DIY forms with no legal force.

Red flags: when to be wary

• Landlord refuses to go to a notary.
• Rent is far below market for high-quality conditions.
• Large advance requested before signing.
• No originals available from the landlord or notary.
• “Address to be filled later” guarantee without real owner consent.

Tips for tenants

• Check the landlord’s reputation (reviews, proof of ownership).
• Do not transfer money before notarial documents are signed.
• Keep copies of all papers and payment receipts.
• Document the flat’s condition on move-in and move-out.
• Consult a lawyer if you have doubts.

Tips for landlords

• Screen the tenant: ID, payment history, employment.
• Use only notary-certified guarantees.
• Do not rely on verbal payment arrangements.
• Keep all payment proofs and handover reports.

FAQ

Conclusion

You can avoid Najem Okazjonalny fraud by carefully checking documents and working with a notary. Thorough verification of the guarantee, caution with prepayments and documenting all terms protect both sides. Golden rule — trust, but verify.