Occasional lease in Warsaw – how to sign and buy an address

In Warsaw, an occasional lease (najem okazjonalny) is concluded in exactly the same way as anywhere else in Poland. You need a written agreement, the tenant's notarial statement submitting to enforcement, the indication of other premises and the consent of their owner. Once the tenancy starts, the landlord has 14 days to notify the tax office (urząd skarbowy) of the agreement. In practice, "buying an address" means obtaining, for a fee, a statement from the owner of other premises. This is legal, but it must be a genuine document concerning a real flat.

Do different rules apply in Warsaw?

No. The occasional lease is governed by nationwide law, namely Articles 19a–19e of the ustawa o ochronie praw lokatorów, mieszkaniowym zasobie gminy i o zmianie Kodeksu cywilnego – the Act on the Protection of Tenants' Rights, the Municipal Housing Stock and Amendments to the Civil Code (consolidated text Dz.U. z 2023 r. poz. 725, as amended). The maximum notary fees are the same in Warsaw as in every other city. The difference is rather that in big cities many tenants have moved there for work or study and have no family nearby with a flat of their own. That is exactly why the question of where to get an "address for the occasional lease" comes up more often there.

An occasional lease can only be offered by an owner who is a natural person and does not run a business renting out premises. The agreement is concluded for a fixed term of no more than 10 years (Art. 19a(1)). If the flat is rented out by a company, what applies is an institutional lease (najem instytucjonalny), which does not require other premises to be indicated.

How to conclude the agreement – step by step

1. Check the flat and the owner. Ask for the land and mortgage register (księga wieczysta) number and check it free of charge at ekw.ms.gov.pl. The person signing the agreement should be listed in Section II as the owner.
2. Agree the terms. Settle the lease term, the rent, the rules for raising it and the charges. The owner may raise the rent only on the terms set out in the agreement (Art. 19c(2)). The deposit may not exceed 6 times the monthly rent (Art. 19a(4)).
3. Get a statement from the owner of other premises consenting to the tenant and the people living with them moving in (Art. 19a(2)(3)). Check with the landlord whether they require the signature to be certified by a notary.
4. Make your statement at a notary. The tenant makes a statement in the form of a notarial deed, submitting to enforcement and undertaking to vacate the premises by the deadline set in the owner's demand. This can be done at any notary – it does not have to be an office in Warsaw.
5. Sign the agreement in writing. The agreement itself does not require a notary, but written form is mandatory on pain of invalidity (Art. 19a(6)). Attach all the attachments to it.
6. Notification to the tax office. The owner notifies the head of the tax office competent for their own place of residence – not for the location of the flat. They have 14 days from the start of the tenancy to do so (Art. 19b(1)). The tenant can request confirmation of the notification. Without notification, the owner cannot use the simplified procedure for vacating the premises (Art. 19b(3)).

You will find a detailed description of the whole process in our guide How to rent a flat under an occasional lease.

Notary costs in Warsaw in 2026

23% VAT is added to these rates. The rates for certification and copies come from the Minister of Justice regulation on maximum notary fees, amended with effect from 5 November 2026 (Dz.U. z 2026 r. poz. 1370). Warsaw notaries may charge less, but not more. The Act does not say who bears these costs, so the parties are free to agree on this.

What "buying an address" for an occasional lease means

Legally, the "address for the occasional lease" – often called a "guarantee" (poręczenie) on the market – is a statement by the owner of other premises (or a person with legal title to them) that they consent to the tenant and the people living with them moving in. The law does not prohibit such a statement from being made by a person or company unconnected with the tenant, including for a fee. What matters most is that the premises exist and that the signatory holds legal title to them. If the tenant does not move out voluntarily, the bailiff (komornik) may move them to premises where they have the right to live (Art. 1046 § 4 of the Code of Civil Procedure). So the indicated address is not just a formality on paper.

The person signing the statement is not liable for the tenant's rent or debts. They are not a surety within the meaning of Art. 876 of the Kodeks cywilny – the Civil Code. We explain more in the article What is a guarantee for an occasional lease.

Our service offers four versions of this statement:

If you are not sure what your landlord requires, ask them before ordering or book a free consultation.

What to watch out for – checklist

• Tenant: check the land and mortgage register of the flat you are renting and the landlord's identity.
• Tenant: keep a copy of the agreement, all the attachments and the confirmation of notification to the tax office.
• Tenant: if you lose the possibility of living in the indicated premises, you have 21 days to provide a new statement (Art. 19a(3)).
• Landlord: check in the land and mortgage register that the statement was signed by the owner of the indicated premises.
• Landlord: if you want to be sure of the signatory's identity, require notarial certification of the signature.
• Landlord: do not forget the 14-day notification deadline or to declare your rental income. Details in the article What taxes does a landlord pay.

Frequently asked questions