How students arrange a Najem Okazjonalny
  • Life situations

25.12.2025

How students arrange a Najem Okazjonalny

Step-by-step guide for students: how to arrange a Najem Okazjonalny in Poland. Documents, guarantor, notary, challenges, and rental benefits.

How students arrange a Najem Okazjonalny

Students are among the most active tenant groups in Poland. Every year thousands move to Warsaw, Kraków, Wrocław and other cities to study, and finding housing becomes crucial. More and more owners prefer a Najem Okazjonalny agreement, which requires a guarantor statement and notarisation. It may look complex, but with the right prep the process is very manageable.

Why owners ask students for Najem Okazjonalny

  • Risk reduction. Concerns about non-payment or sudden move-outs.
  • Legal protection. A notarised contract speeds up eviction if the terms are breached.
  • Transparent terms. Everything is written down, benefiting both sides.

Documents a student needs

  • Passport or residence card.
  • Proof of enrolment (or student ID).
  • Guarantor statement (from parents, a friend, or an organisation).
  • Najem Okazjonalny agreement notarised.
  • Deposit (usually 1–2 months’ rent).

Step-by-step: Najem Okazjonalny for a student

Step 1. Find a flat

Many listings state upfront that Najem Okazjonalny is required. Note this and clarify details before viewing.

Step 2. Prepare the guarantor statement

Most students use their parents as guarantors. If parents are abroad, you can ask a friend or use a specialised service.

Step 3. Sign at the notary

The student, guarantor and landlord meet at a notary. The contract is signed and the guarantor statement with the fallback address is attached.

Step 4. Pay the deposit and first rent

Typically the first month and the deposit are paid on signing. Always get a receipt or bank confirmation.

Step 5. Move in

After signing and payment, the student receives the keys and the check-in handover report.

Common challenges for students

  • No local guarantor. Paid guarantor services can help.
  • High deposit. Try negotiating instalments.
  • Language barrier. Contracts are usually in Polish — involve a translator.
  • Time pressure. Searches often happen right before term starts.

Benefits of Najem Okazjonalny for students

  • Clear, transparent living conditions.
  • Legal protection from arbitrary eviction.
  • Well-defined duties for both sides.
  • More trust from landlords.

FAQ

Can I do Najem Okazjonalny without a guarantor?

Practically no. However, paid guarantor services exist.

Who most often acts as a student’s guarantor?

Parents or relatives. For foreigners — friends, colleagues or specialised companies.

Must the student appear in person at the notary?

Yes, personal signature is required. Exceptions only with a power of attorney.

Conclusion

For students, Najem Okazjonalny is not a hurdle but a path to stable housing. Though it requires a guarantor and notarial formalities, the advantages outweigh the hassle. This agreement builds landlord trust and gives students peace of mind to focus on studies.

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