How to Choose the Right Guarantee Type for Najem Okazjonalny
  • Step-by-step instructions

01.09.2025

How to Choose the Right Guarantee Type for Najem Okazjonalny

What guarantee types exist for Najem Okazjonalny in Poland, how they differ, and how to pick the right one. Comparison table and practical tips.

How to choose the right guarantee type for Najem Okazjonalny

The guarantee is a mandatory attachment to a Najem Okazjonalny lease. It confirms an address the tenant agrees to move to if the lease is terminated. Without this document, a Najem Okazjonalny loses its special legal effect. Because there are several guarantee types, choosing the right one helps avoid future issues.

Types of guarantees

  1. Guarantee with a specified address — the tenant provides a concrete address up front.
  2. Guarantee with the address to be added later — created without a precise address, which can be filled in later.
  3. Notarised guarantee with address — stronger legal force thanks to notarisation.
  4. Notarised guarantee with address added later — useful when the address is pending but notarisation is required.

How to choose the right option

The choice depends on your situation. Key factors:

1. When to choose a guarantee with address

  • When friends/relatives can provide an address.
  • When the address is known and confirmed in advance.
  • When the landlord requires maximum certainty.

2. When to choose “address added later”

  • When the address is not yet determined.
  • When the tenant is still looking for options.
  • When speed matters and details can be finalised later.

3. When notarisation is needed

  • When the landlord wants the strongest legal guarantee.
  • For long-term leases (e.g., over a year).
  • When there were past disputes or payment issues.

Comparison table

Guarantee typeProsCons
With addressSimple and fast, clear termsRequires a ready address and owner’s consent
Address added laterFlexibility, faster contract signingLess legal certainty
Notarised with addressMaximum legal strengthNotary fees
Notarised, address laterGuarantee + flexibilityMore expensive and needs later address update

Tips for tenants

  • For long-term leases, prefer a notarised guarantee.
  • When speed is key, the “address later” option may help.
  • Always double-check the data in the document.

Tips for landlords

  • Require a notarised guarantee for stronger protection.
  • Verify the address is real and current.
  • Rely on written documents, not verbal promises.

FAQ

Can I change the guarantee type after signing?

Yes, but you must prepare and sign a new document.

Who pays for the guarantee?

Usually the tenant, but parties can agree otherwise.

What if the address changes?

Issue a new guarantee and attach it to the lease.

Conclusion

Your choice depends on urgency, address readiness, and the level of legal protection you need. Tenants should assess their options early; landlords should pick the variant that offers the strongest assurances. The guarantee underpins the validity and reliability of a Najem Okazjonalny lease.

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