10 Mistakes When Renting a Home in Poland

10 mistakes when renting a home in Poland

Renting in Poland is a big step for students, families, and newcomers. Many tenants make mistakes that cost money, time, and nerves. Here are the 10 most common pitfalls — and how to avoid them.

Mistake #1. Accepting verbal agreements

The biggest mistake is renting without a written contract. Without paperwork you can’t prove your rights, reclaim the deposit, or protect against eviction. Prefer a notarial Najem Okazjonalny.

Mistake #2. No guarantor statement

Tenants often underestimate the guarantor. In Poland it’s required for Najem Okazjonalny and confirms an address for potential relocation. Without it, the lease may be treated as a regular one and lose protections.

Mistake #3. Not checking the flat before signing

• No check-in protocol (handover report).
• No photos of current condition of furniture and appliances.
• No meter readings recorded.

These “small things” often end with damage claims at move-out.

Mistake #4. Cash payments without proof

Always get a receipt or pay by bank transfer. Cash “hand-to-hand” without evidence can mean paying twice.

Mistake #5. Ignoring contract content

Some sign without reading details. Risky clauses: penalties, hidden fees, unilateral termination. Read carefully and consult a lawyer if needed.

Mistake #6. Choosing the wrong lease type

Mistake #7. Misunderstanding the deposit

Tenants often skip the return rules. Put in the contract when the deposit (kaucja) can be withheld and require a move-out handover report.

Mistake #8. Not verifying the landlord

Sometimes the person renting is not the owner. Ask for a land & mortgage register extract (księga wieczysta) or ownership documents.

Mistake #9. No agreement on utilities

Inflated bills can surprise you. Make sure you know:

• which costs are included in the rent,
• how meters are settled,
• how often reconciliations/adjustments are done.

Mistake #10. Trust without verification

Scammers exist. They ask for prepayment before signing or show someone else’s flat. Never transfer money before you see the flat and sign the contract.

Conclusion

Renting in Poland requires attention and diligence. To avoid problems, always have a written contract, a guarantor statement, check the flat, and document all payments. It’s better to spend time verifying documents than to lose money and housing.