What to Do If the Guarantor Backs Out in a Najem Okazjonalny Lease

What to do if the guarantor backs out after the guarantee is prepared

The guarantee is a key document in a Najem Okazjonalny lease, confirming a move-out address for the tenant. Sometimes a guarantor withdraws — before notarization, during the lease term, or at renewal. Here’s what that means and how to respond.

At which stage can a guarantor withdraw

• Before notarization. The document simply doesn’t take effect and the tenant must find a new guarantor.
• After the lease is signed. More complex: the guarantee remains binding for the lease term.
• At renewal. The guarantor may refuse to extend; the tenant must provide a new guarantee.

Consequences for the tenant

If the guarantor backs out, the tenant may face:

• inability to sign or renew a Najem Okazjonalny lease,
• landlord refusal to rent,
• urgent need to find a replacement guarantor,
• financial loss if the deal falls through due to missing documents.

Can the guarantee be cancelled

A guarantee already attached to a Najem Okazjonalny and notarized cannot be unilaterally revoked. It remains effective until the lease ends. A guarantor’s refusal matters only at the signing or renewal stage and does not affect a currently valid lease.

What the tenant should do

1. Find a new guarantor. The most reliable way to keep the lease legally valid.
2. Consider specialized providers. In Poland, agencies can provide a paid guarantee service.
3. Discuss with the landlord. Sometimes a standard lease (without Najem Okazjonalny) is possible if the landlord accepts the risk.
4. Prefer notarized form. A notarized guarantee builds trust and simplifies formalities.

What the landlord should do

• Require a current guarantee at signing.
• Check that the document is still valid.
• If the guarantor withdraws — pause signing until a new document is provided.

FAQ

Conclusion

If the guarantor withdraws, the tenant should promptly find a replacement and arrange a new document. An existing notarized guarantee cannot be revoked before the lease ends, which protects the landlord’s interests. Act quickly and have a backup plan.